Resources for Entrepreneurs > Entrepreneur's Glossary
Cash Flow

Business Terms Glossary

Cash Flow

Definition of Cash Flow

Cash flow is the movement of money into and out of your business.

In practice, it is the difference between a business�s cash receipts and its cash payments over a specific period of time. Business owners can have strong revenues and still run into cash flow problems. This is a very typical problem for growing businesses.

Cash Flow References On This Site

These Gaebler.com articles mention this glossary term:

Outgrowing a Home Business - If cash flow is tight, another option may be to share space...
Positioning's Effect on Pricing - What positioning investments make sense? If they get you to the point where you can increase your costs such that the increased revenues cover your investment in positioning and your positive cash flow increases, then you are ahead of the game...
Collect Slow, Pay Fast - Instead of optimizing your accounting processes to improve cash flow at the expense of your vendors and customers, try...
Prepare for Due Diligence ASAP - Like it or not, you need to be ready to open your books to potential buyers so make sure you have an accurate balance sheets, earnings statements, and possibly even cash flow reports going back several years. Since most buyers will...
Obtaining Funding From a Venture Capitalist - Here are the important documents investors review, according to advice by experts David and Laura Gladstone: Audited financial statements since inception Income statements, balance sheets, cash flow statements...
Featured Entrepreneurs: Duds by Dudes - That, and make sure to manage your cash flow...
Balance Sheets - In the first article, we reviewed the purpose and function of a cash flow statement�it records incoming and outgoing cash in a...
Senior Debt - To qualify for senior debt financing, a company must have some form of collateral assets and a strong cash flow record that suggests the company will be able to...
Understanding Discounted Cash Flow - Let us start with a simple equation: PV= (CFt)/ (1+d) ^t What this equation says is that the present value (PV) of something after t periods is equal to the cash flow (CF) after t periods (hence the subscript "t") divided...
Don't Wait for Small Business Inspections - The cost of having to complete this maintenance on short-notice can cripple a small business, especially one with a limited cash flow...
Five Concepts of Finance - This applies to small businesses negotiating payment schedules and other cash flow arrangements...
Shopping for Business Bargains - If they are purchasing an item say for decoration and that item will never be moved or touched, this may be a great place in which you could save some cash flow and go cheap...
Interview with Young Rembrandts Founder Bette Feder - As the business grew, I eventually went to a local back for a line of credit to help with cash flow needs...
Interview with Kopali Organics Co-Founder Zak Zaidman - Then we got some initial orders from Whole Foods Market and got through our prototype phase running on cash flow. Then we invited a couple of angel investors from...
Web Tools for Small Business Finances - While still in the early stages of evolvement, websites catering to small business financing needs could quickly become a popular alternative to efficiently finding new financing sources and skip the big financial institutions all together providing small businesses with the liquidity and cash flow they need to continue to grow...
How to Accept Credit Cards - Here's what's driving the trend towards plastic: Credit card company muscle MasterCard and American Express are aggressively courting consumers and small businesses with corporate card programs that offer tremendous benefits like cash flow flexibility and bookkeeping support. Their goal - eliminate cash and...
Business Line of Credit - The amount of the business line of credit will depend on your firm's historical revenues and its projected annual revenues and cash flow. Generally speaking, a positive cash flow is required to...
Factoring Receivables - The Basics - Another advantage of factoring is that it provides a smoother, more consistent cash flow. Instead of wondering when you will receive payment from...
Financing For Franchises - A better choice is to concentrate on paying off debt and establishing a positive cash flow. You should also have some savings set aside for...
Factoring Receivables - Sooner or later every small business finds itself in a cash flow crunch. It simply comes with the territory. For many...
Developing a Comprehensive Recordkeeping System - You should also be generating monthly financial statements that include cash flow, accounts receivable, accounts payable, payroll, overall income statement and...
Free Business Valuation Tool - You can specify the geographic area, the asking price, gross income and cash flow ranges to analyze...
Reporting Basics for Nonprofits - Some organizations also find other reports such as cash flow statements helpful. Financial reports are usually prepared on a...
Setting Up an ESOP - It must be determined how much extra cash flow the company has available to dedicate to the ESOP...
On Deck Capital - The bottom line is that you run into cash flow problems naturally as you grow and you need money...
Entrepreneurship and Math - It helps to forecast project sales, expenses, and cash flow quickly and accurately. It also suggests financial projections with...
Cash Flow - If you're looking to successfully start and run a business, you must also grasp the fundamental concepts set forth in a cash flow statement...
Income Statement - This number is closely related but not identical to FCF (free cash flow) found in the statement of cash flows...
Financial Metrics - What is the relationship between the different financial statements? A cash flow statement records all the cash going in and out...
Forecasting Revenues, Costs and Labor Requirements - If there are to be periods of cash flow constraints, you'll want to know when and why...
Entrepreneurship or Job Security? - Why is entrepreneurship fast-becoming the new choice for a career? Robert Kiyosaki, a best-selling author of the book Cash Flow Quadrant...
Key Factors to Consider When Buying a Business - Be sure to carefully review copies of the business's certified financial records, including cash flow statements, balance sheets, accounts payable and receivable, employee files...
Business Expansion - Study carefully the financial implications of an expansion, and whether the cash flow can support the additional investment...
Accounting Terminology for Entrepreneurs: D, E, F - EBITDA is not a measure of profitability or cash flow. In fact, companies can have positive EBITDA and still...
Bartering - Moreover, barter enables small businesses and startups to address the all important cash flow situation. Allowing small businesses to use their own goods...
Effective Business Planning - Furthermore, a detailed cash flow analysis allows entrepreneurs to determine which activities have financial...
Are You a Valuable Customer To Your Suppliers? - Occasionally with small businesses cash flow can be tight and a bill cannot be paid...
Accounting Terminology for Entrepreneurs: G-L - Impairment of goodwill is determined by the difference between the carrying value and the fair value of the business: Carrying value= book value of assets + good will � liabilities Fair value= present value of future cash flow using DCF analysis...
How Often Do I Have to Process Payroll? - If your cash flow is such that it's easier for you to...
Introduction to Time Value of Money - Present value is how much a future cash flow is worth today, given a discount factor. Future value...
Obtaining Funding - Friends and Family - For example, if your uncle is an accountant, he may be willing to help with some accounting services and that could free up several hundred dollars a month for operating cash flow. If you have a friend who is an attorney...
Interview with Ideas That Work Founder TJ Kimsey - That would have increased cash flow. I also should have fired faster � if a person...
Interview with Ablaze Communications Principal Jennine Arena - Keeping track of your cash flow and knowing how to price your projects so they...
Interview with Future Delivery Founder Jun Laoyza - We call our cash flow model Site Vitamin, and have been able to achieve...
Interview with Omniac Education Founder Mark Truman - I've had to teach myself to write budgets, design training programs, and plan for cash flow. Every step has been a blast, however, and I...
Equity Financing - If your business is experiencing a cash flow problem, then you should explore short-term financing with...
Small Business Tax Tips - This is especially true in small businesses that are experiencing a period of limited cash flow. However, there is no escaping the IRS. They will...
My Competitor Raised $50 Million - Great! - If you're cash flow positive and your business is growing as you�d...
The Golden Guide to Managing Cash Flow - According to a real life entrepreneur named Josh (pseudo-name), "Lack of cash flow eventually killed off my freelancing business and had me...
The Sarbanes-Oxley Act: Title III—Blackout Periods - Financial statements such as balance sheets, cash flow statements, and income statements can all be found inside...
Economic Value - The most commonly used method is the discounted cash flow methods...
How to Stay Successful During the First Year - As such, your business model needs to budget for taxes and your profits need to be rich enough to pay those taxes and still yield enough cash flow to make all of your efforts worthwhile...
Interview with eDimensional Founder Michael Epstein - We have been able to grow using our own cash flow ever since...
ERP Selection Methods - The cash flow and discount rate selection process is the most important...
Basic Guide to Capital Budgeting - Once you identify cash flows, assign probabilities to each step and create an expected cash flow that better represents all of the scenarios the project...
Why Small Business Matters - How much NEW revenue does the PR firm need to hire a $40,000-per-year employee? It of course varies from firm to firm, but if they got another $100,000 in cash flow, you can bet they would hire a new employee...
Valuating a Company - Many of the valuation method are based on the businesses' cash flow. This is due to the fact that a business...
Cash Flow Issues to Consider - While this level of attention to costs and revenues is crucial, equal attention should be paid to the cash flow situation within the business...
Creating a Budget for a Business - To be sure, a budget can greatly improve your chances of success by allowing you to calculate future needs and plan profits, spending and overall cash flow...
Basics of Valuing and Acquiring Commercial Real Estate - Discounted Cash Flow (DCF...
Rent vs. Buy - You have to construct a cash flow that shows the amount you save each year thru...
Keys to Financing Your Development Project - A 100% pre-leased building will have a lot of cash flow to finance. This could mean that your loan may...
ARGUSS for Real Estate Entrepreneurs - Here�s a quick overview of how it works: ARGUS DCF A basic version of ARGUS, such as the discounted cash flow (DCF) version can be purchased through www.argussoftware.com...
What is Highest and Best Use? - If there is an existing building on the project that generates cash flow or would cost money to demolish, these costs should...
Managing Business Debt - It's critical to do cash flow forecasts regularly and see if you will have any...
What is a Cap Rate? - For a detailed and nuanced perspective you will want to take a look on a discounted cash flow (DCF) basis. But understanding what the cap rate is...
The Venture Capital Method of Private Company Valuation - Other methods such as discounted cash flow valuation may not be accurate due to a lack...
Depreciation in Commercial Real Estate - This means that if you have $750,000 in cash flow and $512,820.51 in depreciation expense you will...
Subordination - Based on the cash flows the building generates, the lender wants to see that you will generate more than enough cash flow to pay the debt...
Defeasance - With defeasance you purchase securities to replace the cash flow that your lender receives from you. Commercial lenders just...
Creating a Real Estate Operating Budget - Over time this will help keeps your costs down so your buildings run lean and generate cash flow for you and your partners...
Vehicle Service Contracts - After all, small businesses that have tight cash flow don't like unexpected expenses, so the ability to...
Fewer U.S. Businesses Being Sold - Compared to the same quarter in 2008, both revenue multiples and cash flow multiples have declined...
Merchant Cash Advances - The downside is that you�ll have less cash coming out of your sales in the future, which can exacerbate future cash flow problems...
Lowering Small Business Taxes by Increasing Business Expenses - Of course, you don't want to prepay your taxes now in December if you think it's going to cause cash flow problems in January...
Paying Small Business Taxes With a Credit Card - Many business owners also prefer to use credit cards as a method of managing cash flow...
Startup Funding Tip - That's six extra months of burn rate, which means the cash flow requirements will be burning a big whole in your...
Guerilla Marketing - Thus, with a low budget and little time, small business owners and entrepreneurs have to use sometimes unorthodox but still effective methods of generating cash flow and hopefully bring profits...
Introduction to Financial Statements - The statement of cash flow reports the inflow, outflow, and movement of cash in...
The Dangers of Free Fill Programs - If you have limited cash flow or resources, the product that you are shipping out...
Interview with Entrepreneur Mike Levy - Execution is key, and making sure you understand your financials is essential (specifically when will you be cash flow positive, and when will you breakeven on your initial...
Entrepreneurs Should Focus On Sales - Focusing on sales from the very beginning will provide you the essential cash flow to help your business fix mistakes and expand...
Health Insurance Plans: Self Insurance for Small Businesses - The two biggest gains to self-insuring are greater transparency and improved cash flow...
Bryan Heathman's Path from Employee to Entrepreneur - The hard reality of starting a business is that they typically take two years before generating positive cash flow, if you are really good...
Borrowing Money to Start a Business - My strategy is simple: If I can cover my interest payments with enough cash flow to let me sleep at night, I go ahead...
Negotiating Office Leases (1 of 2) - He may just be looking for temporary cash flow while he prepares to make a big change...
Retail Leases: Important Terms and Conditions - If Target disappears and is replaced by Jimmy�s Second-Hand Store, it can make a very real impact on your cash flow...
Should My Real Estate Venture be a REIT? - You also have to provide a funds from operations (FFO) calculation that accounts for any property sales to help explain what is continuing cash flow from operations and what was just a one-time...
Loan to Value Ratio - For many commercial properties, getting 80% of the appraised value on a discounted cash flow (DCF) basis can cover the entire cost of purchasing...
Economic Tragedy of the Commons - Should I attend the trade show and potentially put my cash flow at risk if the economy truly starts to tank...
Reducing Overhead - If this is the case, it then becomes your responsibility to look at expenditures and see what can be reduced in order to maximize your cash flow...
Formerly at Lehman Brothers, Now an Entrepreneur - Also, I will essentially be living off savings until I have sufficient cash flow to permit myself to pay wages...
Time Value of Money Businesses - There's a business opportunity in knowing how to value cash flow streams when others do not...
Decline in U.S. Business-for-Sale Transactions - Both revenue multiples and cash flow multiples have declined relative to the same quarter last...
How to Build a Real Estate Pro Forma - To get cash flow you take your net operating income and subtract all...
Things An Accountant Can Help With - He or she can assist with cash flow requirements and budget forecasts, business borrowing, choosing a legal...
The Concept of Asset Depreciation Part 1 - the amount of the annual charge for depreciation does not affect the cash flow of the business. When you purchase, say, machinery for...
1031 Exchanges - The owner of the apartment building is old, and just enjoys the cash flow off the building. He doesn�t want to sell...
Property Insurance for Real Estate - If this is a property designed to produce cash flow for you, you could be severely damaged if any...
How to Accept Credit Cards - Here's what's driving the trend towards plastic: Credit card company muscle MasterCard and American Express are aggressively courting consumers and small businesses with corporate card programs that offer tremendous benefits like cash flow flexibility and bookkeeping support. Their goal - eliminate cash and...
Business Line of Credit - The amount of the business line of credit will depend on your firm's historical revenues and its projected annual revenues and cash flow. Generally speaking, a positive cash flow is required to...
Factoring Receivables - The Basics - Another advantage of factoring is that it provides a smoother, more consistent cash flow. Instead of wondering when you will receive payment from...
Financing For Franchises - A better choice is to concentrate on paying off debt and establishing a positive cash flow. You should also have some savings set aside for...
Merchant Cash Advances - The downside is that you�ll have less cash coming out of your sales in the future, which can exacerbate future cash flow problems...
Outgrowing a Home Business - If cash flow is tight, another option may be to share space...
Positioning's Effect on Pricing - What positioning investments make sense? If they get you to the point where you can increase your costs such that the increased revenues cover your investment in positioning and your positive cash flow increases, then you are ahead of the game...
Factoring Receivables - Sooner or later every small business finds itself in a cash flow crunch. It simply comes with the territory. For many...
Developing a Comprehensive Recordkeeping System - You should also be generating monthly financial statements that include cash flow, accounts receivable, accounts payable, payroll, overall income statement and...
Prepare for Due Diligence ASAP - Like it or not, you need to be ready to open your books to potential buyers so make sure you have an accurate balance sheets, earnings statements, and possibly even cash flow reports going back several years. Since most buyers will...
Reporting Basics for Nonprofits - Some organizations also find other reports such as cash flow statements helpful. Financial reports are usually prepared on a...
Setting Up an ESOP - It must be determined how much extra cash flow the company has available to dedicate to the ESOP...
Lowering Small Business Taxes by Increasing Business Expenses - Of course, you don't want to prepay your taxes now in December if you think it's going to cause cash flow problems in January...
Paying Small Business Taxes With a Credit Card - Many business owners also prefer to use credit cards as a method of managing cash flow...
Startup Funding Tip - That's six extra months of burn rate, which means the cash flow requirements will be burning a big whole in your...
Obtaining Funding From a Venture Capitalist - Here are the important documents investors review, according to advice by experts David and Laura Gladstone: Audited financial statements since inception Income statements, balance sheets, cash flow statements...
Featured Entrepreneurs: Duds by Dudes - That, and make sure to manage your cash flow...
The Golden Guide to Managing Cash Flow - According to a real life entrepreneur named Josh (pseudo-name), "Lack of cash flow eventually killed off my freelancing business and had me...
Cash Flow - If you're looking to successfully start and run a business, you must also grasp the fundamental concepts set forth in a cash flow statement...
Balance Sheets - In the first article, we reviewed the purpose and function of a cash flow statement�it records incoming and outgoing cash in a...
Senior Debt - To qualify for senior debt financing, a company must have some form of collateral assets and a strong cash flow record that suggests the company will be able to...
Forecasting Revenues, Costs and Labor Requirements - If there are to be periods of cash flow constraints, you'll want to know when and why...
The Sarbanes-Oxley Act: Title III—Blackout Periods - Financial statements such as balance sheets, cash flow statements, and income statements can all be found inside...
Economic Value - The most commonly used method is the discounted cash flow methods...
Key Factors to Consider When Buying a Business - Be sure to carefully review copies of the business's certified financial records, including cash flow statements, balance sheets, accounts payable and receivable, employee files...
How to Stay Successful During the First Year - As such, your business model needs to budget for taxes and your profits need to be rich enough to pay those taxes and still yield enough cash flow to make all of your efforts worthwhile...
Guerilla Marketing - Thus, with a low budget and little time, small business owners and entrepreneurs have to use sometimes unorthodox but still effective methods of generating cash flow and hopefully bring profits...
Understanding Discounted Cash Flow - Let us start with a simple equation: PV= (CFt)/ (1+d) ^t What this equation says is that the present value (PV) of something after t periods is equal to the cash flow (CF) after t periods (hence the subscript "t") divided...
Accounting Terminology for Entrepreneurs: D, E, F - EBITDA is not a measure of profitability or cash flow. In fact, companies can have positive EBITDA and still...
Effective Business Planning - Furthermore, a detailed cash flow analysis allows entrepreneurs to determine which activities have financial...
Don't Wait for Small Business Inspections - The cost of having to complete this maintenance on short-notice can cripple a small business, especially one with a limited cash flow...
Accounting Terminology for Entrepreneurs: G-L - Impairment of goodwill is determined by the difference between the carrying value and the fair value of the business: Carrying value= book value of assets + good will � liabilities Fair value= present value of future cash flow using DCF analysis...
Interview with Entrepreneur Mike Levy - Execution is key, and making sure you understand your financials is essential (specifically when will you be cash flow positive, and when will you breakeven on your initial...
Interview with Future Delivery Founder Jun Laoyza - We call our cash flow model Site Vitamin, and have been able to achieve...
Interview with Omniac Education Founder Mark Truman - I've had to teach myself to write budgets, design training programs, and plan for cash flow. Every step has been a blast, however, and I...
Basic Guide to Capital Budgeting - Once you identify cash flows, assign probabilities to each step and create an expected cash flow that better represents all of the scenarios the project...
Five Concepts of Finance - This applies to small businesses negotiating payment schedules and other cash flow arrangements...
Reducing Overhead - If this is the case, it then becomes your responsibility to look at expenditures and see what can be reduced in order to maximize your cash flow...
Interview with Young Rembrandts Founder Bette Feder - As the business grew, I eventually went to a local back for a line of credit to help with cash flow needs...
Interview with Kopali Organics Co-Founder Zak Zaidman - Then we got some initial orders from Whole Foods Market and got through our prototype phase running on cash flow. Then we invited a couple of angel investors from...
Bryan Heathman's Path from Employee to Entrepreneur - The hard reality of starting a business is that they typically take two years before generating positive cash flow, if you are really good...
Why Small Business Matters - How much NEW revenue does the PR firm need to hire a $40,000-per-year employee? It of course varies from firm to firm, but if they got another $100,000 in cash flow, you can bet they would hire a new employee...
Time Value of Money Businesses - There's a business opportunity in knowing how to value cash flow streams when others do not...
Equity Financing - If your business is experiencing a cash flow problem, then you should explore short-term financing with...
Financial Metrics - What is the relationship between the different financial statements? A cash flow statement records all the cash going in and out...
Business Expansion - Study carefully the financial implications of an expansion, and whether the cash flow can support the additional investment...
Are You a Valuable Customer To Your Suppliers? - Occasionally with small businesses cash flow can be tight and a bill cannot be paid...
The Dangers of Free Fill Programs - If you have limited cash flow or resources, the product that you are shipping out...
How Often Do I Have to Process Payroll? - If your cash flow is such that it's easier for you to...
Entrepreneurs Should Focus On Sales - Focusing on sales from the very beginning will provide you the essential cash flow to help your business fix mistakes and expand...
Interview with Ideas That Work Founder TJ Kimsey - That would have increased cash flow. I also should have fired faster � if a person...
Valuating a Company - Many of the valuation method are based on the businesses' cash flow. This is due to the fact that a business...
Borrowing Money to Start a Business - My strategy is simple: If I can cover my interest payments with enough cash flow to let me sleep at night, I go ahead...
Decline in U.S. Business-for-Sale Transactions - Both revenue multiples and cash flow multiples have declined relative to the same quarter last...
Web Tools for Small Business Finances - While still in the early stages of evolvement, websites catering to small business financing needs could quickly become a popular alternative to efficiently finding new financing sources and skip the big financial institutions all together providing small businesses with the liquidity and cash flow they need to continue to grow...
Negotiating Office Leases (1 of 2) - He may just be looking for temporary cash flow while he prepares to make a big change...
Basics of Valuing and Acquiring Commercial Real Estate - Discounted Cash Flow (DCF...
Retail Leases: Important Terms and Conditions - If Target disappears and is replaced by Jimmy�s Second-Hand Store, it can make a very real impact on your cash flow...
Should My Real Estate Venture be a REIT? - You also have to provide a funds from operations (FFO) calculation that accounts for any property sales to help explain what is continuing cash flow from operations and what was just a one-time...
ARGUSS for Real Estate Entrepreneurs - Here�s a quick overview of how it works: ARGUS DCF A basic version of ARGUS, such as the discounted cash flow (DCF) version can be purchased through www.argussoftware.com...
What is Highest and Best Use? - If there is an existing building on the project that generates cash flow or would cost money to demolish, these costs should...
How to Build a Real Estate Pro Forma - To get cash flow you take your net operating income and subtract all...
What is a Cap Rate? - For a detailed and nuanced perspective you will want to take a look on a discounted cash flow (DCF) basis. But understanding what the cap rate is...
Things An Accountant Can Help With - He or she can assist with cash flow requirements and budget forecasts, business borrowing, choosing a legal...
The Concept of Asset Depreciation Part 1 - the amount of the annual charge for depreciation does not affect the cash flow of the business. When you purchase, say, machinery for...
1031 Exchanges - The owner of the apartment building is old, and just enjoys the cash flow off the building. He doesn�t want to sell...
Depreciation in Commercial Real Estate - This means that if you have $750,000 in cash flow and $512,820.51 in depreciation expense you will...
Subordination - Based on the cash flows the building generates, the lender wants to see that you will generate more than enough cash flow to pay the debt...
Creating a Real Estate Operating Budget - Over time this will help keeps your costs down so your buildings run lean and generate cash flow for you and your partners...
Property Insurance for Real Estate - If this is a property designed to produce cash flow for you, you could be severely damaged if any...
Vehicle Service Contracts - After all, small businesses that have tight cash flow don't like unexpected expenses, so the ability to...
Fewer U.S. Businesses Being Sold - Compared to the same quarter in 2008, both revenue multiples and cash flow multiples have declined...
Small Business Tax Tips - This is especially true in small businesses that are experiencing a period of limited cash flow. However, there is no escaping the IRS. They will...
Collect Slow, Pay Fast - Instead of optimizing your accounting processes to improve cash flow at the expense of your vendors and customers, try...
Free Business Valuation Tool - You can specify the geographic area, the asking price, gross income and cash flow ranges to analyze...
My Competitor Raised $50 Million - Great! - If you're cash flow positive and your business is growing as you�d...
On Deck Capital - The bottom line is that you run into cash flow problems naturally as you grow and you need money...
Entrepreneurship and Math - It helps to forecast project sales, expenses, and cash flow quickly and accurately. It also suggests financial projections with...
Income Statement - This number is closely related but not identical to FCF (free cash flow) found in the statement of cash flows...
Entrepreneurship or Job Security? - Why is entrepreneurship fast-becoming the new choice for a career? Robert Kiyosaki, a best-selling author of the book Cash Flow Quadrant...
Bartering - Moreover, barter enables small businesses and startups to address the all important cash flow situation. Allowing small businesses to use their own goods...
Introduction to Financial Statements - The statement of cash flow reports the inflow, outflow, and movement of cash in...
Introduction to Time Value of Money - Present value is how much a future cash flow is worth today, given a discount factor. Future value...
Obtaining Funding - Friends and Family - For example, if your uncle is an accountant, he may be willing to help with some accounting services and that could free up several hundred dollars a month for operating cash flow. If you have a friend who is an attorney...
Interview with Ablaze Communications Principal Jennine Arena - Keeping track of your cash flow and knowing how to price your projects so they...
Interview with eDimensional Founder Michael Epstein - We have been able to grow using our own cash flow ever since...
ERP Selection Methods - The cash flow and discount rate selection process is the most important...
Health Insurance Plans: Self Insurance for Small Businesses - The two biggest gains to self-insuring are greater transparency and improved cash flow...
Economic Tragedy of the Commons - Should I attend the trade show and potentially put my cash flow at risk if the economy truly starts to tank...
Shopping for Business Bargains - If they are purchasing an item say for decoration and that item will never be moved or touched, this may be a great place in which you could save some cash flow and go cheap...
Formerly at Lehman Brothers, Now an Entrepreneur - Also, I will essentially be living off savings until I have sufficient cash flow to permit myself to pay wages...
Cash Flow Issues to Consider - While this level of attention to costs and revenues is crucial, equal attention should be paid to the cash flow situation within the business...
Rent vs. Buy - You have to construct a cash flow that shows the amount you save each year thru...
Managing Business Debt - It's critical to do cash flow forecasts regularly and see if you will have any...
The Venture Capital Method of Private Company Valuation - Other methods such as discounted cash flow valuation may not be accurate due to a lack...
Loan to Value Ratio - For many commercial properties, getting 80% of the appraised value on a discounted cash flow (DCF) basis can cover the entire cost of purchasing...
Creating a Budget for a Business - To be sure, a budget can greatly improve your chances of success by allowing you to calculate future needs and plan profits, spending and overall cash flow...
Keys to Financing Your Development Project - A 100% pre-leased building will have a lot of cash flow to finance. This could mean that your loan may...
Defeasance - With defeasance you purchase securities to replace the cash flow that your lender receives from you. Commercial lenders just...

Share this article

Additional Resources for Entrepreneurs

Lists of Venture Capital and Private Equity Firms

Franchise Opportunities

Contributors

Business Glossary